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| Image of what an arthritic flare looks like in a toddler. It is very painful and erodes bone. | 
Here is a letter I just sent to my Representative. Please consider emailing your representative as well. The email even comes pre-written. I've included the link here. LINK
| Dear Representative Hastings: | 
At age 19 I had to receive a total shoulder  replacement. To this day, I still have very little movement in my left  arm. The surgery was to stop pain, but now I don't have mobility. I am  24 years old, and RA has disabled me. Arthritis affects children. I was  diagnosed at 11. There are kids as young as 3 months who have RA. As someone with arthritis, I am writing to  ask you to become an original cosponsor of legislation to improve access  to the critical treatments that can keep me, and my loved ones, active  and productive citizens.  Biologic drugs can now prevent patients with  conditions such as rheumatoid arthritis, lupus, and psoriatic arthritis,  from becoming disabled, seriously ill, or even dying. Arthritis affects organs, including the heart. The cold reality is that I will most likely die of heart failure related to RA. Unfortunately, many health insurance  policies are moving these critical medications, such as biologics, into  "specialty tiers" that utilize high patient cost-sharing methods known  as "co-insurance".  This fourth/specialty tier now commonly requires  patients to pay a percentage of the cost of medication - anywhere from  20% to 50%, which can often be hundreds or even thousands of dollars  each month for a single medication - rather than a fixed co-payment  amount. I have been on Enbrel, a biologic, for 12  years now. 144 months of medication payments. Enbrel costs well over  $1,000 per month. The only way I can afford it is a payment assistance  program directly from Enbrel. I need this medication to stay alive, but  my insurance doesn't want to cover it. Congressman David McKinley is introducing  legislation later this month, the Patient Access to Critical Therapies  Act (PACTA), that would treat these specialty drugs the same as Tier III  non-preferred drugs.  Under his legislation, commercial health insurers  would impose the same co-payment obligations for specialty drugs as  they already do for Tier III medications.  Providing insured patients  access to these treatments will allow me and many more of your  constituents to remain in the workforce, raise their families, and avoid  becoming permanently disabled or seriously ill. I urge you to step forward and become an  original co-sponsor of PACTA and support your constituents who have  chronic, life threatening, and disabling conditions.  Please contact the  Legislative Health Assistant in Rep. McKinley's office, at x54172, to  become a co-sponsor of this legislation. Thank you very much.   |    
| Sincerely, | 
| Katie | 

Wow, I learned a lot from that. Insurance companies stink, they will always bend the rules to make money and take advantage of people...my sister has type 1 diabetes and Blue Cross Blue shield dropped her from coverage when my parents had to switch from one Blue Cross plan to another Blue Cross plan.
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